pdf document






DEPOSIT RATES - Rates Effective: June 1, 2013

First Rate Now  |  Savings  |  Preferred Money Market  |  Certificates of Deposit  |  Health Savings

GROWING GOLD ACCOUNT


Minimum to Open Interest Rate Annual Percentage Yield
Below $500 $50 0 0
Balance from $500 to $1,999.99 $50 .05% .05%
$2,000 to $9,999.99 $50 .10% .10%
$10,000 to $24,999.99 $50 .15% .15%
$25,000 and above $50 .20% .20%
Fees may reduce earnings   |  Rates subject to change at any time without notice.
TOP

FIRST RATE NOW ACCOUNT

Minimum To Open Interest Rate Annual Percentage Yield
Below $500 $50
0 0
$500 to $1,999.99 $50
.05% .05%
$2,000 to $9,999.99 $50
.10% .10%
$10,000 to $24,999.99 $50
.15% .15%
$25,000 and above $50
.20% .20%
Fees may reduce earnings   |  Rates subject to change at any time without notice.
TOP

SAVINGS

Product Minimum To Open Interest Rate Annual Percentage Yield
Passbook Savings $10
.20% .20%
Christmas Club none .40% .40%

Fees may reduce earnings   |  Rates subject to change at any time without notice.
TOP

PREFERRED PARKING MONEY MARKET ACCOUNT


Minimum To Open Interest Rate Annual Percentage Yield
Below $500 $5,000
0 0
$500 to $9,999.99 $5,000
.10% .10%
$10,000 and above $5,000
.20% .20%

Fees may reduce earnings   |  Rates subject to change at any time without notice.
TOP

CERTIFICATES OF DEPOSIT

The maturities for Certificates of Deposit and Individual Retirement Accounts may range from 7 days to 60 months. The minimum balance to open is $50 although a higher minimum balance may be required to obtain special rates offered periodically throughout the year. Please see an employee for current rates and terms.


Mininum to Open Interest Rate Annual Percentage Yield
90 Days $50 .10%  .10%
182 Days $50 .20% .20%
365 Days $50 .30% .30%
18 Months $50  .40%  .40%
24 Months $50  .60%  .60%
30 Months $50   .80%   .80%
60 Months $50 1.20% 1.20%

Rates Effective 6/1/2013

Substantial penalty for early withdrawal from certificates of deposit. Rates subject to change at any time without notice.

Annual percentage yield assumes rate remains the same for one year on maturities less than one year and that interest is added to the principal on all accounts. Fees may reduce earnings. Ask for more information about these accounts.


TOP

HEALTH SAVINGS ACCOUNT

 
Mininum to open

Interest Rate Annual Percentage Yield

Health Savings

None   .80%   .80%

$25 Initial set-up fee

Rates Effective 6/1/2013


TOP