DEPOSIT RATES - Rates Effective: January 1, 2013
First Rate Now
|
Savings
|
Preferred Money Market
|
Certificates of Deposit
|
Health Savings
|
GROWING GOLD ACCOUNT
|
Minimum to Open |
Interest Rate |
Annual Percentage Yield |
| Below $500 |
$50 |
0 |
0 |
| Balance from $500 to $1,999.99 |
$50 |
.05% |
.05% |
| $2,000 to $9,999.99 |
$50 |
.10% |
.10% |
| $10,000 to $24,999.99 |
$50 |
.15% |
.15% |
| $25,000 and above |
$50 |
.20% |
.20% |
Fees may reduce earnings | Rates subject to change at any time without notice.
TOP
FIRST RATE NOW ACCOUNT
|
Minimum To Open
|
Interest Rate |
Annual Percentage
Yield |
| Below $500 |
$50
|
0 |
0 |
| $500 to $1,999.99 |
$50
|
.05% |
.05% |
| $2,000 to $9,999.99 |
$50
|
.10% |
.10% |
| $10,000 to $24,999.99 |
$50
|
.15% |
.15% |
| $25,000 and above |
$50
|
.20% |
.20% |
Fees may reduce earnings | Rates subject to change at any time without notice.
TOP
SAVINGS
| Product |
Minimum To Open |
Interest Rate |
Annual Percentage Yield |
| Passbook Savings |
$10
|
.20% |
.20% |
| Christmas Club |
none |
.40% |
.40% |
Fees may reduce earnings | Rates subject to change at any time without notice.
TOP
PREFERRED PARKING MONEY MARKET ACCOUNT
|
Minimum To Open |
Interest Rate |
Annual Percentage Yield |
| Below $500 |
$5,000
|
0 |
0 |
| $500 to $9,999.99 |
$5,000
|
.10% |
.10% |
| $10,000 and above |
$5,000
|
.20% |
.20% |
Fees may reduce earnings | Rates subject to change at any time without notice.
TOP
CERTIFICATES OF DEPOSIT
The maturities for Certificates of Deposit and Individual Retirement Accounts may range
from 7 days to 60 months. The minimum balance to open is $50 although a higher minimum balance may
be required to obtain special rates offered periodically throughout the year. Please see an employee
for current rates and terms.
|
Mininum to Open |
Interest Rate |
Annual Percentage Yield |
| 90 Days |
$50 |
.20% |
.20% |
| 182 Days |
$50 |
.25% |
.25% |
| 365 Days |
$50 |
.40% |
.40% |
| 18 Months |
$50 |
.50% |
.50% |
| 24 Months |
$50 |
.70% |
.70% |
| 30 Months |
$50 |
.90% |
.90% |
| 60 Months |
$50 |
1.40% |
1.40% |
Rates Effective 1/1/2013
Substantial penalty for early withdrawal from certificates
of deposit. Rates subject to change at any time without
notice.
Annual percentage yield assumes rate remains the same for
one year on maturities less than one year and that interest is
added to the principal on all accounts. Fees may reduce
earnings. Ask for more information about these accounts. |
TOP
HEALTH SAVINGS ACCOUNT
| |
Mininum to open
|
Interest Rate |
Annual Percentage Yield |
Health Savings
|
None |
.90% |
.90% |
|
$25 Initial set-up fee
Rates Effective 1/1/2013 |
TOP
|
