We, our, and us, when used in this notice, mean First National Bank of Arenzville.
This is our privacy notice for our customers. When we use the words 'you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial
products or services such as a(n):
o Deposit account
o Loan account
o Credit card account
o Sate deposit box
o Self-directed Individual Retirement Account
o Financial, investment, or economic advisory services
We will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure
that information.
We first define some terms.
Nonpublic personal in formation means information about you
that we collect in connection with providing a financial product or service to
you. Nonpublic personal information does not include information that is available
from public sources, such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic personal information as defined
in this section.
An affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same company that owns
or controls us. Ownership does not mean complete ownership, but means owning enough
to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an
affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."
Opt out means a choice you can make to prevent certain sharing of information. We will
explain how you can exercise this choice.
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from a consumer reporting agency
Information we receive as a result of verifying customer information
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law.
Examples of this might include disclosures necessary to service your account or prevent
unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information
to provide products or services to you. We maintain physical, electronic, and procedural safeguards
to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We have the same policy about disclosing information about former customers as we do about current customers.
Privacy and Internet Banking
While at the www.fnbarenzville.com or www.fnbsj.net Web site, information may be viewed by a third party;
however, when you enter FNB Online, all information becomes encrypted. From the time you log on until
exiting FNB Online, encryption prevents a third party from viewing your personal information and
intercepting it. FNB Online provides an additional measure of security in that your account numbers are
never displayed.
Even with the security systems in place, we ask that you share in the responsibility of keeping your
financial information secure. Make sure you are using a browser with the highest level of security
available. We also encourage you to investigate use of a firewall on your personal computer. Remember
to always exit and log off properly when leaving our FNB Online feature. Never share your password with
anyone. Please memorize your password and do not write it down. As with all banking, please be alert to
anyone attempting to obtain confidential information from you regarding your account, such as account
numbers, identification and password or any other fraudulent activity. Notify us immediately of any
suspicious transactions or attempts to gain confidential information regarding your banking with us.
Please note that you should not include confidential information, such as account number, social
security number, etc, in any email to The First National Bank of Arenzville.
Since we cannot control information on other Internet sites, we are not responsible for the
contents of sites linked from www.fnbarenzville.com.
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